只能用有限的作文水平写流水帐了。

Can only write a limited itemized account in next level of composition.

我不愿像大多数人那样在日记中记流水帐。

I don't want to set down a series of ledgers in a diary as most people do.

现在，这个词多用来指个人记的消费流水帐。

But now it refers to detailed accounts of personal expenditure.