过年了，很多人都在回笼资金流。

Chinese New Year, and many people are repatriating their capital stream.

但他担心，现在的资金流将会干涸。

But he fears that now liquidity is drying up.

钱是重要的，但资金流是高度不可测的。

Money is important, but its flow is highly unpredictable.

但是不是所有的新兴经济国家被资金流所充斥。

But not all emerging economies are awash with liquidity.

更严格的出借标准和旨在保护消费者的新规定可能会有碍资金流的通畅。

Tighter lending standards and new rules designed to protect consumers threaten to squeeze the flow of finance.