为什么低息30年期定额预付抵押贷款就这么神圣不可侵犯？

And why is a cheap pre-payable, 30-year fixed mortgage so sacred?

低息加上低楼价可提升买楼意欲，刺激私人楼宇市场。

The combination of low interest rates and low prices made people more willing to buy on the private market.

他们喜欢使用的工具是上调存款准备金率并出售低息债券。

Their weapons of choice: increases in the reserve requirement ratio and sales of low yielding bonds.

低息货币终究导致资产昂贵，正如继股市之后房市所显现的泡沫。

Cheap money, after all, results in expensive assets, as the bubble in stocks then houses showed.