如受保人于保单生效日前已染上后天免疫能力缺乏症（爱滋病）将不会获得赔偿。

We shall not pay any benefits for sickness if the covered person was infected with any Human Immunodeficiency Virus （HIV） prior to the policy effective date.

全名为“取得性免疫缺陷综合症”（Acquired Immune Deficiency Syndrome ），英文缩写AIDS的音译，曾译为“爱滋病”、“爱死病”。

Full-called "acquired immunodeficiency syndrome" (Acquired Immune Deficiency Syndrome), the initials of AIDS who had translated it as "AIDS" and "love sick.

然而，“成也萧何，败也萧何”，也正是这个相同的基因变体为非洲的人们增加了爱滋病感染的风险（增至40%的高风险）。

However, this same gene variant may be responsible for giving the African population more of a risk of becoming infected with HIV (up to a 40% higher risk).