模式管理如同一把“双刃剑”，有其合理性的一面，也有“见物不见人”、“重利轻义”等局限性。

Like a two-blade sword, model management has its rationality and its limitations, such as "its emphasis on things and neglect of man", "its stresses on benefits rather than justice", etc.

菲尔普斯和埃尔德两个银行家，坐在餐桌后的角落里，他们可以在那里把新的重利法，以及这个新法对动产证券贷款的影响讨论完毕。

The two bankers, Phelps and Elder, sat off in a corner behind the dinner table, where they could finish their discussion of the new usury law and its effect on chattel security loans.