同时，在分析现有资助政策不足的基础上，提出了建立“五位一体”学生资助模式。

On the basis of lack of financial aid system, a new financial aid model which is called "five-elements-one-entity" is put forward.

要形成大学生助学贷款良性运行机制，必须建立国家、银行、高校、学生与社会“五位一体”的联合保障机制。

In order to establish a virtuous operating mechanism for student loans, it is necessary to set up a "five-in-one" safeguard mechanism involving the State, banks, colleges, student.

在理论探讨与调查研究分析的基础上提出具体措施，并提出推进和加强大学生感恩教育的“五位一体”的体系的构建。

Based on theoretical discussion and empirical study, main specific strategies were put forward, so as to promote and strengthen the construction of "Five in One" System.